Ever wake up
in the middle of the night and feel the need to talk to a doctor? How about that busy day at work that you
can’t afford to miss, while you suffer from the early spring cold? Imagine if you could just make a phone call
and you could have a licensed doctor consult with you and, if necessary, even
prescribe the appropriate medication and call it in to the most convenient
pharmacy of your choice. Well, that
dream has become a reality.
Telehealth
is becoming more popular as a supplement to major medical insurance products. In
fact, it has been determined that over 70% of all emergency room, urgent care
and doctor office visits can be safely and effectively handled over the
phone. While it’s technically not
insurance, it provides a solution to the most common issue surrounding health
care; “I just need to talk to a doctor and get on with my life.” Offered at an affordable rate (As low as
$15/month for single coverage) and providing 24/7 access, thousands of
customers have reported being very satisfied with the process. In fact, many companies have incorporated
telehealth as a solution to reducing the costs associated with doctor visit
co-pays and affiliated expenses resulting from a loss of productivity. Here’s how it works at one of the more
successful telehealth providers:
1. Call to request a consultation.
2. Provide medical history (Your medical
history can be catalogued for future use)
3. A call is scheduled with an
appropriate doctor.
4. Doctor receives on line patient
history and calls the member.
5. If prescription is necessary, sent
via Escript to member’s choice of pharmacy.
6. Doctor updates EMR with consultation
notes.
7. Member receives a follow-up survey.
All of the
doctors are licensed in the US and credentialed, accredited and subject to
state regulations. The service is
available in all 50 states, 24 hours a day and 7 days a week. From a
statistical point of view, 97% of members at our selected company would use the
service again; 93% of patients with issues were able to have them resolved by
the service; 95% of patients would recommend the service.
An included wellness
component allows you to consult with a health care professional regularly, on your
schedule, to assist you in leading a healthier lifestyle. And, as you may have heard, if you’re living
a healthier lifestyle, it’s likely that your cost of health care is going to be
lower. From a personalized wellness point of view, 74% experienced relieved
stress levels; 61% experienced improved sleeping and 50% reported losing
weight. Comparatively speaking, The
national satisfaction rate for a doctor visit is just 68%.
Today’s
health care environment is certainly confusing and complex. Telehealth is an effective way to enhance
your major medical plan and your quality of life, at a fraction of the cost.
About Hipskind
Seyfarth Risk Solutions
Hipskind
Seyfarth Risk Solutions offers a wide-range of insurance products for
individuals and businesses of all sizes. Representing reputable and competent
carriers, HS Risk Solutions facilitates effective and customized insurance
solutions on behalf of their clients. Hipskind Seyfarth Risk Solutions LLC,
located in Chicago, provides expertise in the area of health and ancillary
benefits and property and casualty insurance for businesses and individuals.
For more information, visit HS Risk Solutions website at www.hsrisksolutions.com or on Facebook at www.facebook.com/HSRiskSolutions.
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